Last Updated: February 16, 2026

Welcome to DecodingPaisa!

These terms and conditions outline the rules and regulations for the use of DecodingPaisa's Website, located at https://decodingpaisa.in.

By accessing this website, we assume you accept these terms and conditions. Do not continue to use DecodingPaisa if you do not agree to take all of the terms and conditions stated on this page.

1. Educational Nature & Financial Disclaimer (Important)

DecodingPaisa is strictly an educational initiative.

• No Professional Advice: The content provided on this website, our YouTube channel, and related social media handles is for informational and educational purposes only. It should not be construed as professional financial advice.

• Not SEBI Registered: We are not SEBI registered investment advisors, financial planners, or research analysts.

• No Recommendations: We do not provide specific stock tips, buy/sell recommendations, or personalized portfolio management services.

• User Responsibility: You acknowledge that any investment decision you make is at your sole discretion and risk. We strongly recommend consulting a certified financial advisor before making any financial decisions.

2. Cookies

The website uses cookies to help personalize your online experience. By accessing DecodingPaisa, you agreed to use the required cookies.

A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you.

We may use cookies to collect, store, and track information for statistical or marketing purposes to operate our website. You have the ability to accept or decline optional Cookies. There are some required Cookies that are necessary for the operation of our website. These cookies do not require your consent as they always work. Please keep in mind that by accepting required Cookies, you also accept third-party Cookies, which might be used via third-party provided services if you use such services on our website (e.g., embedded YouTube videos).

3. License

Unless otherwise stated, DecodingPaisa and/or its licensors own the intellectual property rights for all material on DecodingPaisa. All intellectual property rights are reserved. You may access this from DecodingPaisa for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

• Copy or republish material from DecodingPaisa

• Sell, rent, or sub-license material from DecodingPaisa

• Reproduce, duplicate or copy material from DecodingPaisa

• Redistribute content from DecodingPaisa

4. User Comments & Community

Parts of this website may offer users an opportunity to post and exchange opinions and information. DecodingPaisa does not filter, edit, publish, or review Comments before their presence on the website. Comments do not reflect the views and opinions of DecodingPaisa, its agents, and/or affiliates. Comments reflect the views and opinions of the person who posts them.

To the extent permitted by applicable laws, DecodingPaisa shall not be liable for the Comments or any liability, damages, or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.

DecodingPaisa reserves the right to monitor all Comments and remove any Comments that can be considered inappropriate, offensive, or causes breach of these Terms and Conditions.

5. Hyperlinking to our Content

The following organizations may link to our Website without prior written approval:

• Government agencies;

• Search engines;

• News organizations;

• Online directory distributors;

• System-wide Accredited Businesses (excluding soliciting non-profit organizations).

These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement, or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party's site.

If you are interested in linking to our website, you must inform us by sending an e-mail to contact@decodingpaisa.in. Please include your name, your organization name, contact information as well as the URL of your site.

No use of DecodingPaisa's logo or other artwork will be allowed for linking absent a trademark license agreement.

6. Content Liability

We shall not be held responsible for any content that appears on your Website. You agree to protect and defend us against all claims that are raised on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene, or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

7. Reservation of Rights

We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amend these terms and conditions and its linking policy at any time.

8. General Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

• Limit or exclude our or your liability for death or personal injury;

• Limit or exclude our or your liability for fraud or fraudulent misrepresentation;

• Limit any of our or your liabilities in any way that is not permitted under applicable law.

As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

Terms & Conditions